Iowa City participates in the National Flood Insurance Program (NFIP), which makes federally-backed flood insurance available for all eligible buildings, whether they are in a floodplain or not. Iowa Floodplain and Stormwater Management Associationįor more information, call 31, or contact your insurance provider.To find out whether a property flooded in 2008, select the 2008 Flood box. If the color of the land changes, the property is in a flood hazard area. Check the box next to “FEMA” and then select the type of flood information you want from the pull-down menu that opens when you click on the arrow to the left of the FEMA box. Use the toolbar at the top of the map to select the most recent Aerial view, and go to Layers for the FEMA folder. Select the county’s Desktop GIS Map Viewer, enter an address in the fields shown, or select a region by putting your cursor on the map of Johnson County and zooming in. ![]() Local flood plain maps are also available on the Johnson County website. On the map, properties in the 100-year flood plain are identified as Zone A those in the 500-year flood plain are listed as Zone X. To find out whether a home is located in a flood plain, homeowners can review a Flood Insurance Rate Map on the FEMA website. Homes located in the 100-year flood plain can also opt out of mandatory flood insurance if the home was purchased without a federally insured loan. ![]() The purchase of flood insurance is optional if the property is located in an area where there is a 0.2% chance of flooding in any given year (commonly referred to as the 500-year flood plain). Structures in the 1% annual-chance flood hazard area that are financed with federally-insured loans, and homes that have been flooded and repaired with federal funds regardless of whether or not they’re in the 100-year flood plain, all require flood insurance. In some situations, flood insurance is mandatory. The City of Iowa City Neighborhood Services Division offers the following information from FEMA and other sources. ![]() After disastrous flooding in 2008, many homeowners have questions about flood insurance, including whether or not they should purchase this coverage for their property.
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